| Unconscionability |
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| An insurance policy, like every other type of contract, imposes upon each party an implied duty of good faith and fair dealing in its performance and its enforcement. This duty requires the insurer and the insured to perform so as not to impair or destroy the right of the other to receive the benefit of the agreement. The duty also incorporates the concept of avoiding "unconscionability" in executing the policy. More... |
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| The Employers Liability Exclusion to the CGL Policy |
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| There are numerous exclusions to the coverage provided to businesses in a comprehensive general liability or CGL policy. Exclusion E -- Employers Liability -- in the standard form CGL policy results in a lack of coverage under the CGL policy for liability arising from an injury to an employee.
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| The Workers' Compensation Exclusion in the Comprehensive General Liability Policy |
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| A business may purchase a comprehensive general liability or CGL policy to provide insurance against liabilities of the business for personal injury or property damage suffered by third parties and caused by the business. The usual form CGL policy has numerous exclusions, including Exclusion D -- Workers Compensation and Other Laws. More... |
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| Payment of Claims |
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| Time of payment More... |
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| Underinsured and Uninsured Auto Coverage |
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| Underinsured coverage refers to coverage available to an insured involved in an accident with a driver who has insufficient auto insurance coverage. More... |
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